11.12.2025

Press release

Working at Bosch

Bosch Pensionsfonds celebrates triple victory at IPE Awards

The Bosch Pensionsfonds received three top-tier European awards yesterday evening at the “Investment and Pensions Europe” (IPE) conference in Seville. It convinced the jury as the best German pension fund, the best corporate pension fund in Europe, and in the “Portfolio Construction & Diversification” category. Dirk Jargstorff, CEO of Bosch Pensionsfonds AG, stated: “This recognition from Investment & Pensions Europe fills us with great pride and is a testament to the innovative work and dedication of our entire team. In particular, the seventh award as “Best Corporate Pension Fund Europe” underscores that our pension fund sets standards not only in Germany but across Europe. This motivates us to continue ensuring the best possible pension provision for our associates and to continuously develop our system.” The Bosch Pensionsfonds was honored for the sixth consecutive time and for the 13th time overall in the “Best Pension Fund Germany” category, confirming its leading role in the German market. Furthermore, its expertise in strategic capital investment was recognized: For the second time, the pension fund convinced in the Europe-wide “Portfolio Construction & Diversification” category, highlighting its advanced and robust investment approaches. Since its foundation in 2001, the Bosch Pensionsfonds has written a remarkable success story thanks to its innovative strength and successful investment strategy, having received 33 European awards to date. The Bosch Vorsorgeplan With the Bosch Vorsorgeplan, Bosch offers its employees an attractive pension plan based on one of the most modern pension systems in Germany. In addition, employees and their families are already covered during their working life in the event of disability or death. Bosch builds up a pension fund with company contributions for the employees and bears the costs for this. The employees have the opportunity to further increase this pension credit through their own contributions. All contributions are based on the investment result of the Bosch Pensionsfonds. The contributions are guaranteed by the company as a minimum benefit in old age. In retirement, the balance is available as an additional income with flexible payout options. The Bosch Pensionsfonds The Bosch Pensionsfonds, in which contributions from the company and employees are paid, is at the heart of the financing of the Bosch Vorsorgeplan. It is the first company-owned pension fund in German industry and the largest in Germany. The investment strategy is long-term oriented and is characterized by a broad mix and diversification of the capital investment. What is special about this is that the performance of the capital investment benefits exclusively employees at low administrative costs, as the Bosch Pensionsfonds has no intention of making a profit.

07.04.2025

Presskit

Working at Bosch

Presskit Company retirement scheme

18.12.2024

Factsheet

Working at Bosch

The Bosch company retirement scheme in Germany

1929: With Bosch-Hilfe e.V., Robert Bosch establishes for all associates support for retirement and for the surviving dependants. 1999: Bosch merges more than 70 company pension plans into the Kapital Vorsorge Plan 2002: Bosch is the first German industrial company to set up its own pension fund and initially uses it to convert associates' salaries 2006: Bosch and the workers‘ council agree to transfer the Kapital Vorsorge Plans into the Bosch Vorsorge Plan with the Bosch Pensionsfonds as the central financing instrument 2016: Bosch introduces the Fondsrente, with which associates continue to participate in the performance of the Bosch Pensionsfonds during the retirement payout phase Bosch Vorsorge Plan With the Bosch Vorsorge Plan, Bosch offers its associates an attractive retirement benefit based on one of the most modern retirement schemes in Germany. In addition, associates and their families are already covered during their working life in the event of disability or death. Bosch builds up assets with company contributions for the associates and bears the costs for this. Associates can further increase this pension assets through their own contributions. All contributions are based on the investment result of the Bosch Pensionsfonds. The contributions themselves are guaranteed by the company as a minimum benefit. In retirement, the credit is available as an additional income with flexible payout options. 11.4 billion euros of assets in the Bosch Vorsorge Plan 138,000 active associates with retirement assets in the Bosch Vorsorge Plan 39,000 former associates with vested entitlements (including commitments before introducing Bosch Vorsorge Plan) 65,000 beneficiaries, including 15,000 surviving dependents (including commitments before introducing Bosch Vorsorge Plan) 3,300 recipients of disability payments Average annual return since foundation: around 6% in the investment segment up to age 55 just under 4% in the investment segment over age 55 Status: 31.12.2024

18.12.2024

Press release

Working at Bosch

Background information: Bosch company retirement scheme in Germany

Bosch has a long tradition of occupational pensions. At the end of the 1920s, company founder Robert Bosch was one of the first entrepreneurs to introduce a pension scheme for his associates. In addition to providing for retirement, he found it important to safeguard against existential risks such as disability and premature death, given the low general life expectancy at the time. With increasing life expectancy, the financial situation in retirement has increasingly become the focus of pension benefits. Bosch offers its associates a company retirement scheme as an important supplement to state pension and uses considerable financial resources for this purpose. Further more, associates can increase their retirement benefits through additional contributions of their own. In doing so, Bosch is making use of the possibilities created by the legislature for the tax-exempt use of gross remuneration for company retirement schemes ("deferred compensation"). In addition, Bosch also provides benefits for associates and their families in the event of disability or death. After around 100 years of commitment to company retirement schemes, Bosch is still regarded as an innovative pioneer in industry circles. The company contributes in many ways to the further development of company retirement schemes and thus makes a social contribution to old-age provision in Germany. The Bosch Vorsorge Plan The Bosch Vorsorge Plan, Bosch’s retirement scheme in Germany, builds up individual assets for associates during their period of employment. Bosch pays company contributions, which result from a percentage of the earnings. In addition, there are further contributions in the tariff area (AVWL) and for other entitled persons. Within the scope of the statutory limits, Bosch is supporting contributions from associates who pay deferred compensation with a surcharge of 15 percent. Flexible for every life situation When retiring, the Bosch Vorsorge Plan offers several models for the payment of the accumulated assets. The money can be paid out in the form of a monthly pension until the end of life with survivor’s pension entitlement, as a one-time payment or partially in installments, and as a combination of these options. Bosch associates can thus shape their own payments according to their life situation when they retire. Transparent and personalized Transparent information on the Bosch pension plan is provided by a separate web portal that is accessible from the Bosch network and available on the Internet with password protection. It provides a wide range of general and individual information on the Bosch Vorsorge Plan and gives insight into the individual retirement assets. A benefits calculator supports the associates to adapt the contributions to personal needs at any time. Multiple awards The Bosch Pensionsfonds, in which contributions from the company and associates are paid, is at the heart of financing the Bosch Vorsorge Plan. It is the first company-owned pension fund in the German industry. The performance of the capital investment only benefits associates. The Bosch Pensionsfonds has no intention of making a profit and therefore provides low administrative costs. The strategy is long-term oriented with a broad mix and diversification of the capital investment. Until age 55 of the associate, the company and associate contributions are invested in an opportunity-oriented way. Thereafter the funds are transferred to a value-stabilizing investment in five annual steps. The investment risk is being reduced by a broadly diversified and long-term investment strategy as well as by the guarantee of the contributions paid by the company. So far, this concept has achieved an average return of around six percent in the investment segment up to age 55 and a return of almost four percent in the investment segment over age 55. With the Fondsrente, beneficiaries also participate in the ongoing performance of the Bosch Pensionsfonds. Since its foundation in 2001, the Bosch Pensionsfonds has received 30 professional and industry awards at European level, mainly due to its innovative strength and its successful investment strategy.

18.12.2024

Press release

Working at Bosch

Bosch Pensionsfonds wins awards

The Bosch Pensionsfonds was awarded three times at the conference of the European press service "Investment and Pensions Europe" (IPE) on Tuesday evening. He convinced as the best German pension fund, with the best defined contribution and hybrid pension strategy in Europe and as the best pension fund of a European company. Dirk Jargstorff, CEO of Bosch Pensionsfonds AG, accepted the awards in Prague: "We are proud that our pension fund has been awarded again, in particular as the best corporate pension fund in Europe. This underlines our valuable contribution to the financial security of our employees in Germany in retirement." Since its foundation in 2001, the Bosch Pensionsfonds has received 30 professional and industry awards at European level, mainly due to its innovative strength and its successful investment strategy. The Bosch Pensionsfonds became Best Corporate Pension Fund Europe for the sixth time. Bosch won the Best Pension Fund Germany award for the twelfth time in total and was awarded Best DC & Hybrid Strategies Europe for the fifth time. The Bosch Vorsorge Plan With the Bosch Vorsorge Plan, Bosch offers its employees an attractive pension plan based on one of the most modern pension systems in Germany. In addition, employees and their families are already covered during their working life in the event of disability or death. Bosch builds up a pension fund with company contributions for the employees and bears the costs for this. The employees have the opportunity to further increase this pension credit through their own contributions. All contributions are based on the investment result of the Bosch Pensionsfonds. The contributions are guaranteed by the company as a minimum benefit in old age. In retirement, the balance is available as an additional income with flexible payout options. The Bosch Pensionsfonds The Bosch Pensionsfonds, in which contributions from the company and employees are paid, is at the heart of the financing of the Bosch Vorsorge Plan. It is the first company-owned pension fund in German industry. The investment strategy is long-term oriented and is characterized by a broad mix and diversification of the capital investment. What is special about this is that the performance of the capital investment benefits exclusively employees at low administrative costs, as the Bosch Pensionsfonds has no intention of making a profit.

13.09.2023

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Industry 4.0

Technology skills as a focus of professional development

Reproduction for press purposes free of charge with credit “Picture: Bosch”. Focus on technology: last year, more than 130,000 training participants were able to acquire knowledge in technologies of the future such as electromobility, software engineering, and Industry 4.0.

13.09.2023

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Industry 4.0

Member of the Bosch board of management and director of industrial relations Ste ...

Reproduction for press purposes free of charge with credit “Picture: Bosch”. “Bosch promotes lifelong learning. This is the key to lasting professional and business success. If we want to maintain prosperity in Germany and remain successful as an exporting and industrial nation, we must invest even more in upskilling and intelligent technology and actively encourage people to enroll,” says Stefan Grosch, director of industrial relations at Bosch.

13.09.2023

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Industry 4.0

Bosch training campaign

Reproduction for press purposes free of charge with credit “Picture: Bosch”. Bosch relies on training and upskilling: in 2022, the company offered more than 30,000 training seminars worldwide, with more than 520,000 Bosch associates taking part.

13.09.2023

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Industry 4.0

Investment in professional development

Reproduction for press purposes free of charge with credit “Picture: Bosch” In 2022, Bosch spent some 300 million euros on its associates’ professional development.

13.09.2023

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Industry 4.0

Professional development for associates in manufacturing operations

Reproduction for press purposes free of charge with credit “Picture: Bosch” As a manufacturer and technology company, Bosch pays close attention to professional development for its associates in manufacturing operations. This year, for example, its mobility business launched the LernWerk initiative to train 24,000 associates in readiness for the digital transformation, initially at German sites.

13.09.2023

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Industry 4.0

Bosch CDO and member of the board of management Dr. Tanja Rückert

Reproduction for press purposes free of charge with credit “Picture: Bosch”. As a manufacturer and technology company, Bosch pays close attention to professional development for the associates in its plants. “Manufacturing is where value creation begins in our company. This is where we lay the foundation for business success. Our progressive and efficient manufacturing operations feature an impressive degree of connectivity and digitalization. One important prerequisite for this is ensuring associates receive the necessary training,” says Bosch CDO and member of the board of management Dr. Tanja Rückert.

13.09.2023

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Industry 4.0

Training systems for Industry 4.0

Reproduction for press purposes free of charge with credit “Picture: Bosch”. In addition to training formats, Bosch is developing full-scale training equipment. These “Industry 4.0 mini-factories” will be used at vocational colleges and universities as well as in company training centers.